How does depositing into Betterment generally work?

If your account is a retirement account, such as an IRA, 401(k), 403(b), or pension plan, you can start the transfer process by clicking "Transfer or roll over" or any goal's "Overview". Please note you must be logged in from a web browser to initiate a rollover.

Betterment supports transfers of assets from outside brokerages using the Automated Customer Account Transfer Service (ACATS). This is also known as an “in-kind transfer." Read more about the ACATS process.

For transfers to and from your Betterment account and your checking account, we use the ACH network and do not accept personal checks.

Transaction Timeline Table

Set up a new auto-deposit today. You'll be able to select the frequency and amount.