Earn 1% match on your IRA

Make saving for retirement easy with an IRA. We’ll match 1% of your net Roth and traditional IRA contributions until December 30, 2024.

Conditions apply. See offer terms.
You must click below to be enrolled in this promotion.

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    Special tax benefits

    IRAs offer tax breaks to let your money grow and compound faster than it would in a taxable account.
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    Automated technology.

    We make investing easy by putting it on autopilot, handling all the trading, rebalancing, and dividend reinvesting.
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    Retirement tools.

    We build you a personalized plan, calculate how much to save, and adjust as life changes.

How your IRA match works:

An IRA is one of the best ways to save for retirement—here’s how we can make it even better for you.

  • Sign up and open a new Roth or traditional IRA, no rollovers
  • Contribute to your IRA throughout 2024
  • Receive a 1% match on eligible contributions (up to the annual limit) at the end of the year!

 

Claim your offer
Conditions apply. See offer terms and FAQs.
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Pick from our tax-advantaged IRAs to meet your financial situation.

Each type of IRA has distinct tax benefits. We can help you choose the right one for you.
  • A tree with a taxed later label

    Traditional IRA

    Get your tax break up front and pay no taxes until you withdraw.
  • A tree with a taxed now label

    Roth IRA

    Money goes in already taxed so growth and withdrawals are tax-free.

    Learn more
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    SEP IRA

    A traditional IRA for self-employed people and small-business owners.
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Have an old 401(k) or IRA? We can help roll them over easily.

Moving your retirement accounts into a Betterment IRA allows you to manage your money in one place and can save you on high fees. If you’re looking to roll over at least $20k, you can talk with an advisor about it for free.

Learn more ➔

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Betterment’s Licensed Concierge Team offers support for individuals transferring assets to Betterment of $20,000 or more, and receives incentive compensation based on assets brought to or invested with Betterment. Betterment’s revenue varies for different offerings (e.g., Betterment Digital and Premium, Cash Reserve) and consequently Team members have an incentive to recommend the offering which results in the greatest revenue for Betterment. The marketing and solicitation activities of these individuals are supervised by Betterment to ensure that these individuals act in the client’s best interest.

Lower fees today can mean more money tomorrow.

A 401(k) with even a modest fee may cost you tens of thousands of dollars over time. The savings from rolling into a managed Betterment IRA of low-cost exchange-traded funds (ETFs) can add up to a more comfortable retirement.
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Assumed 0.25% management fee with hypothetical 6% annual return. Image to illustrate the potential impact of fees on performance and does not reflect the performance of Betterment.
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Get personalized advice 
on your retirement.

We offer hands-on guidance from our team of experts to help bring clarity and confidence to your retirement.

0.65% annual fee. Minimum balance required.

Learn more ➔

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IRAs come with questions. We’re here with answers.

Boost your retirement with an IRA.

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