The principles for performance are the same across our portfolios: Broadly invest in global markets, generate long-term returns while reducing risk, and help minimize tax impact.
Use our tool to gauge performance across portfolio options, stock-to-bond allocations, and pricing plans. We're here to help you understand how the ups and downs of the market can impact how you invest.
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after-tax performance Our tax-smart tools and strategies are designed to help minimize the tax impact on your returns.
Bond selection.
In taxable accounts, we use municipal bonds that pay tax-exempt interest, while in tax-advantaged IRAs, we use bonds that pay regular interest.
Portfolio rebalancing.
We don't just rebalance to keep your performance on track; we adjust your portfolio based on your account balance and market movements to help manage risk.
Tax Loss Harvesting+.
When an exchange-traded fund (ETF) in your portfolio sees a loss, the sold security is replaced by a similar one to offset capital gains tax, ideally maintaining an optimal asset allocation and expected returns.
Asset location.
We help shelter your savings from taxes by automating asset location: Placing higher-tax assets (bonds) in tax-advantaged accounts and lower-tax assets (stocks) in taxable accounts.
Tax impact preview.
Whenever you make a withdrawal or allocation change, our Tax Impact Preview helps inform you how this may impact your taxes.
