How you can win at retirement

Our automated technology and expert guidance can make it easy to build wealth so you're ready when that day comes.
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Everyone has retirement questions.
We’re here to help.


We automatically handle
your retirement investing.

Take control of saving for tomorrow by putting it on autopilot. We make investing easy by automating it, handling the trading, rebalancing, and dividend reinvesting so you don’t have to.

Put your retirement on autopilot
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There’s more to Betterment than just retirement.

Cash Reserve offered by Betterment LLC and requires a Betterment Securities brokerage account. Betterment is not a bank. FDIC insurance provided by Program Banks, subject to certain conditions. Learn more.
Annual percentage yield (variable) is 3.25% as of 12/12/2025, plus a 0.75% boost (“APY Boost”) on balances up to $1M for new clients with a qualifying deposit. $10 min deposit for base APY. Terms apply; if the base APY changes, the Boosted APY will change.

Get insights into your retirement.

We’re here to help you make smart retirement decisions. Our forecaster shows how much you’ll have and need (even down to the ZIP code). Understand how taxes and inflation can impact your money.

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Ready to build a better retirement?

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