We are the largest automated investing service, empowering you to achieve your goals.

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An investment service built for
retiring comfortably. lowering fees. dreaming big. saving time. unpredictable markets.

Over 125,000 customers invest more than $3 billion with Betterment.

Our customers invest more than $3 billion with Betterment. 
Each has a unique experience. How would you like to start yours?

  • Start an Investment Plan

    Saving for a specific goal, like retirement? We can help.

    See Plan
  • Roll Over an IRA or 401(k)

    Consolidate your assets into one account for easier management.

    Roll Over
  • Fund a New IRA

    We invest your money at a fraction of the cost of traditional financial services.

    Open an IRA
  • Open an Account

    There's no commitment and the first 30 days are free.

    Get Started
Start your investment plan
I am years old and
  • Not Retired
  • Retired
My annual income is . I am
  • Not new
  • New
to investing.

Betterment helps you plan for your financial future.

Tell us your goals, and we'll provide an efficient, transparent, and personalized strategy to help you reach them. Then, we'll invest your money in a globally diversified portfolio of exchange-traded funds (ETFs) at a fraction of the cost of traditional financial advisors.

See how our fees compare

Advice to help you
buy your first home. comfortably retire. grow your wealth. save for college.

Our goal-based investing framework helps you plan for every stage of your life. We believe in passive investing, which means taking on the right level of risk for your goal's time horizon, and letting our advanced algorithms do all the work. Whether you're planning for retirement or buying a home, we'll help you stay on track.

Start your personalized plan

Experts are behind every choice we make.

Whether it's the research and evaluation done by our investment professionals, or the dedicated care of our world-class customer support specialists, the people behind our technology make all the difference. We're available 7 days a week via phone, email, or live chat.

Meet our team of experts

Dan Egan

Director of Behavioral Finance & Investing

  • Lower Taxes

    We'll show you how your actions impact your taxes, and even help you take advantage of advanced tax strategies, usually only available to a select few.

  • Smarter Automation

    With our suite of automated tools — such as SmartDeposit, RetireGuide, and Auto-Deposit — we make optimal use of every cent you invest.

  • Total Control

    We provide personalized advice, but you decide what's right for you. We charge no transaction fees, and there are no restrictions on withdrawals.

We care about security as much as you do.

  • Bank-level security means your personal data is safe.
  • Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.
  • As an SEC- and FINRA-regulated company, Betterment Securities follows a strict set of rules designed to protect our investors' accounts.

We manage more than $3 billion for our customers. And the press has noticed.

Start your investment plan
I am years old and
  • Not Retired
  • Retired
My annual income is . I am
  • Not new
  • New
to investing.
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