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Investing Made Better

We are the largest automated investing service. We help people to better manage and grow their wealth through smarter technology for a fraction of the cost of traditional financial services.

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Over 100,000 customers invest more than $2.5 billion with Betterment.

Start Your Investment Plan

I am years old and
  • Not Retired
  • Retired
.
My annual income is .
I am
  • not new
  • new
to investing.

How does Betterment work?

  • 1. Get Advice


    Tell us about yourself and we'll start recommending an investment plan. You can customize this at any time.

  • 2. Invest


    Fund your account, and we'll invest your money in a globally diversified, low-cost portfolio of ETFs.

  • 3. Relax


    Relax, and join the 100,000+ other investors who have made the smart decision to let us handle the rest.

  • Build Wealth

    Invest in a diversified portfolio of stock and bond ETFs designed for optimal expected returns.

    Our Portfolio
  • Save Time

    Everything is automated – from rebalancing to dividend reinvestment, even deposits.

    Why Betterment
  • Save Money

    Our customers pay one simple all-inclusive management fee as low as 0.15%

    Our Pricing
  • Lower Taxes

    We optimize investment returns tax-efficiently, with Tax Loss Harvesting+ and other tools.

    Tax-Efficient Investing

We support the following account types:

  • Individual
    Accounts

  • Joint
    Accounts

  • Trust
    Accounts

  • Traditional, Roth,
    & SEP IRAs

  • IRA, 401(k) &
    403(b) Rollovers

Tell us about yourself to see our advice.

Once we learn more about you, we will recommend
a plan of personalized financial goals.

Tell us about yourself
Ready to see our advice?
I am years old