A better way to save

Betterment is built to help you achieve what you want with your money. Invest with an automated, expert-built portfolio. Save with a high-interest cash account, earning 4.75% APY* (variable) with up to $2 million in FDIC insurance at our program banks.

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A high-yield cash account helps your savings grow.

A home for your savings that earns 11x the national average.** With our high-yield Cash Reserve, you’re set to grow your money for all your near-term plans.
Start saving Learn more about Cash Reserve
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Build wealth with automated investing.

We make investing easy. No day trading or navigating market ups and downs. We’re here to help you earn more over the long term and make smart decisions with your money.
Start investing Learn more about automated investing
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  • Invest the way you want.

    Get started with diversified portfolios of stocks and bonds or crypto.
  • We handle the hard stuff.

    From recurring deposits to dividend reinvesting to managing your portfolio.
  • Limit tax impact.

    Automated and optimized tax strategies are designed to help you minimize the tax impact on your investments.

Keep more of your money with low fees.

We offer no-fee cash accounts and low-cost investing so everyone can do what’s best for their money.
Learn more about pricing
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For Cash Reserve (“CR”), Betterment LLC only receives compensation from our program banks; Betterment LLC and Betterment Securities do not charge fees on your CR balance.
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See what your money can be.

No matter what you want to do with your money, we’ll help you save, invest, and live the life you want.
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I like the different types of accounts offered on Betterment, the high APY and how easy it is to check my accounts on mobile.

 - Karen G.

Client of Betterment. Views may not be representative, see more reviews at the App Store and Google Play Store.

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