Investment management fees have traditionally been around 1.0% a year. Our smarter technology allows us to offer a lower fee structure, leaving you with more money to invest.
$100/mo auto-deposit required for 0.35% fee.
Otherwise, your cost is a flat $3/mo.
of potential savings over 20 years
After 20 years, a $x investment with annual fees of 1% will be worth $x, while a Betterment account with annual fees of x% will be worth $x, assuming an effective annual return of 7% for both.
Invest in a diversified portfolio of stock and bond ETFs designed for optimal expected returns.Our Portfolio
Everything is automated – from rebalancing to dividend reinvestment, even deposits.Why Betterment
Our customers pay one simple all-inclusive management fee as low as 0.15%Our Pricing
We optimize investment returns tax-efficiently, with Tax Loss Harvesting+ and other tools.Tax-Efficient Investing