An investment service built for
Over 125,000 customers invest more than
$3 billion with Betterment.
Our customers invest more than
$3 billion with Betterment. Each has a unique experience. How would you like to start yours? Get Started Today
See an Investment Plan
Saving for a specific goal, like retirement? We can help.
Roll Over an IRA or 401(k)
Consolidate your assets into one account for easier management.
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There's no commitment and the first 30 days are free.
Betterment helps you plan for your
Tell us your goals, and we'll provide an efficient, transparent, and personalized strategy to help you reach them. Then, we'll invest your money in a globally diversified portfolio of exchange-traded funds (ETFs) at
a fraction of the cost of traditional financial advisors.
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Advice to help you
buy your first home. comfortably retire. grow your wealth. save for college.
Our goal-based investing framework helps you plan for every stage of your life. We believe in passive investing, which means taking on the right level of risk for your goal's time horizon, and letting our advanced algorithms do all the work. Whether you're planning for retirement or buying a home, we'll help you stay on track.
Start your personalized plan
Experts are behind
every choice we make.
Whether it's the research and evaluation done by our investment professionals, or the dedicated care of our world-class customer support specialists, the people behind our technology make all the difference.
We're available 7 days a week via phone, email, or live chat.
Meet our team of experts
Director of Behavioral Finance & Investing
We'll show you how your actions impact your taxes, and even help you take advantage of
advanced tax strategies, usually only available to a select few.
With our suite of
automated tools — such as SmartDeposit, RetireGuide, and Auto-Deposit — we make optimal use of every cent you invest.
personalized advice, but you decide what's right for you. We charge no transaction fees, and there are no restrictions on withdrawals.
We care about
security as much as you do.
Bank-level security means your personal data is safe.
Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see
www.sipc.org. As an SEC- and FINRA-regulated company, Betterment Securities follows a strict set of rules designed to protect our investors' accounts.
We manage more than
$3 billion for our customers. And the press has noticed.
Supported Account Types
Traditional, Roth & SEP IRAs
Retirement Plan Rollovers
Team of Experts
Tax Loss Harvesting+
TLH+ White Paper
How to Roll Over an IRA
How to Roll Over a 401(k)
Investing in Your 20s
Which IRA Calculator
How Betterment calculates "
Unless otherwise specified, all return figures shown above are for illustrative purposes only, and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market circumstances.
Brokerage services provided to clients of Betterment LLC by
Betterment Securities, an SEC registered broker-dealer and member FINRA/ SIPC.
Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment's charges and expenses. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. See full disclosures for more information. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment is not registered. Market Data by Xignite.
Contact: Betterment, 61 W. 23rd Street, 5th Floor, New York, NY, 10010. Tel:
See how we determine the largest, most trusted, most popular, most preferred and fastest growing online financial advisor and automated investment service.
Betterment, the Betterment Speedometer, Betterment Institutional, TLH+, and Tax Loss Harvesting+ are trademarks of Betterment Holdings, Inc.
The information provided by Betterment Support is educational only and is not investment or tax advice.
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