Pricing at Betterment.
Calculate your investing cost.
The base price for investing accounts is $4/month. This automatically switches to an annual price of 0.25% on your investing account balance when you either:
- Have a total Betterment balance of $20,000 or more across any investing accounts, crypto accounts, Cash Reserve, cash goals, and Checking accounts you hold at Betterment, or
- Set up a recurring deposit(s) of $250/month or more into any account.
$100K minimum balance required in cash, stocks, bonds, or crypto holdings for Premium. Additional 0.15% premium management fee applies to Investing and Crypto Investing fees, but does not apply to Cash Reserve.
Benefits to better support you.
All-in-one dashboard.Seamlessly track and manage all your accounts (including connecting those outside Betterment) from one place.
Expert guidance.Even before you make your first deposit, we provide advice to help you make smart money decisions.
Get in touch with us.Access our Customer Support Team, available five days a week via phone and email.
Curious how we make money?
For Checking, Betterment Financial LLC does not charge fees on your account. We make money from merchants when you use your Visa debit card.
For Cash Reserve ("CR"), Betterment LLC only receives compensation from our program banks, and Betterment LLC and Betterment Securities do not charge fees on your CR balance.
For Investing and retirement accounts, Betterment LLC charges an annualized asset-based fee (or minimum monthly fee) which covers all of our trading and management costs.
For crypto accounts, Betterment charges one low, annual fee which covers all management costs. Additional trading expenses (up to 0.15% per transaction) are charged by our cryptocurrency custodian, Gemini.