$100K minimum balance required in stocks, bonds, or crypto holding for Premium. Additional 0.15% premium management fee applies to Investing and Crypto Investing fees, but does not apply to Cash Reserve.
Curious how we make money?
We take transparency seriously around here, which means we keep our pricing and terms easy and straightforward:
For Checking, Betterment Financial LLC does not charge fees on your account. We make money from merchants when you use your Visa debit card.
For Cash Reserve ("CR"), Betterment LLC only receives compensation from our program banks, and Betterment LLC and Betterment Securities do not charge fees on your CR balance.
For Investing and retirement accounts, Betterment LLC charges one low, annual fee, which covers all trading, transfer, and management costs.
For crypto accounts, Betterment charges one low, annual fee which covers all management costs. Additional trading expenses (up to 0.15% per transaction) are charged by our cryptocurrency custodian, Gemini.
The Betterment Satisfaction Guarantee.
We are committed to providing our customers with a great experience. If you are not completely satisfied with your advisory experience with Betterment, we will do everything we can to make it right up to and including by waiving Betterment's management fees for up to 90 days. Learn more or contact us if you have questions.
The Betterment Satisfaction Guarantee does not apply to Crypto Investing.
Questions about our pricing:
How are the fees taken from my account?
Are there discounts if I hold a high balance?
What counts toward the minimum balance for Premium?
Are there fees on deposits, withdrawals, or ETFs?
Does it cost more to get additional help if I need it?