Looking for an easy and automated 401(k)?

Get the technology, service, and support you need with an affordable 401(k) plan to help drive your business forward. 

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Benefits for you and your workforce.

  • A beach umbrella.

    An easy-to-manage 401(k) plan.

    Expert tools and guidance help employees make smart decisions for their retirement.
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  • A simplified Betterment dashboard.

    Simplified plan administration.

    We’re a partner to handle the hard stuff. From payroll integration to plan design to administrative support.
  • A blueprint with Betterment logo on it next to a graduation cap

    Additional benefits.

    From saving for education to financial planning, go beyond the 401(k) with benefits that meet employees’ needs.
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Invest in your employees’ financial well-being so they invest in you.

Employees’ financial health has a direct impact on your business.

$4 billion estimated lost productivity weekly due to employee financial stress.1

a storefront and a building with a cash flag at the top.

Employees are willing to pay for better benefits.

59% of employees would accept a lower paycheck for a more generous retirement.2

A few different profiles of employees

Modern financial benefits can make the difference for you and your employees.

60% of employees cite benefits as an important reason they stay at their job.2
Two employees going through different company benefits on a desktop screen.

We’re more than the sum of our benefits.

  • A support person talking on a browser window.

    Support at every step.

    Get help setting up your plan, ongoing administrator support, and an all-in-one dashboard to help manage your plan.
  • a string of paper cutout people holding hands.

    Employee engagement.

    Support your team with a comprehensive engagement program, guided rollover support, and educational webinars.
  • A payroll in front of 2 gears.

    Payroll integration.

    Streamline your administration process with simple payroll integration.
  • A coin going in a slot.

    Competitive pricing.

    We offer clear and affordable pricing to meet your business needs.
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Complement your 401(k) with benefits to support a diverse workforce.

No two people's needs are the same. Meet your employees where they are with modern financial solutions to help them thrive at work—and in life.

Student Loan Management.

The SECURE Act allows you to match your employees’ student loan payments with contributions to their 401(k). We monitor new legislation to help you meet the moment with your benefits package. 
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A person in a graduation gown using big scissors to cut a big roll of paper.

Financial Coaching.

Provide employees with unlimited 1:1 financial advice and planning sessions with our team of financial advisors.
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On a web browser, a financial coach is talking to a person holding a phone.

529 Education Savings.

Make saving for education simple, with automated payroll deductions and easy enrollment. Take the benefit further with an optional match. 
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A pile of books, graduation cap, pencil, coin, and a card with an apple on it.

We make it easy for employees to be invested.

With Betterment, your employees access the largest independent digital financial advisor. They'll utilize our automated investing and savings solutions—to work towards achieving their financial goals beyond the 401(k).


customers using Betterment


$13+ Billion

in retirement at Betterment

A person on a chair with a laptop next to a simplified Betterment Dashboard with a welcome message and a lightbulb.
Quotation mark.
Betterment at Work was a no-brainer. Administratively, it’s incredibly user-friendly. New employees are able to set up their 401(k) immediately and it syncs with the payroll platform, saving us time.
Angela McManawy, CEO of augustwenty

Non-paid client of Betterment. Views may not be representative, see more reviews at the App Store and Google Play Store.

Ready for benefits employees are looking for?

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