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Tax time at Betterment

We are here to equip you with what you need to do your taxes as a Betterment customer. Here you'll find answers to your questions about taxes on your Betterment investments, and we'll let you know when your tax forms are ready.

Betterment 2017 IRA deposit deadline is 10pm EDT Apr. 16, 2018.

If you are linking a new bank account manually, please do so as far in advance of the deadline as possible to allow time for the verification deposit process to complete. Processing time varies by institution, and Betterment cannot guarantee that your bank will process any verification deposits in time to meet the April 16th IRA contribution deadline.

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Date
Why it's important

Apr. 16, 2018 10:00pm EDT

Deadline to make a deposit into your Betterment IRA. First deadline to conduct a recharacterization.

Apr. 17, 2018

Tax Day. This is the deadline to file your taxes. Some states, such as Maine or Massachusetts, have state-specific holidays that may impact your tax deadline. Be sure to check with your state’s official website for the most accurate deadline information.

May 31, 2018

Form 5498 is available. Your Form 5498 reflects your IRA contributions, conversions, and rollovers. While this form is important to support IRA basis and rollovers if ever audited, it is not needed to file a tax return by April 17.

Oct. 15, 2018

Last day for extension filers to file their tax returns. Second deadline to conduct a recharacterization. See the IRS website for more details.

We help make filing easy.

Betterment's tax forms are developed in-house and include clear summaries. Starting Jan. 31, you will find your tax documents under "Activity" in your account. Integrations with TurboTax, H&R Block, and TaxACT are also available.

Visit your account

Betterment customers can get up to $15 off TurboTax.

TurboTax® is not a Betterment product. Clicking on the "Purchase TurboTax" link above will take you to a third-party website maintained by Intuit. Betterment is not responsible for the information and content on third-party websites and does not guarantee that TurboTax® products are complete or accurate. If you choose to use TurboTax® or any other Intuit product, you will be subject to the terms and conditions applicable to such product.

Have tax questions related to your Betterment account? Here are four answers you should know.

Looking for tax forms in your Betterment account?

Your tax forms are available on the Activity tab starting Jan. 31st. Read more.

Planning to max out your IRA for 2017?

The annual limits for 2017 IRA contributions are $5,500 for individuals under 50 years old. Read more.

Calculating your state-specific municipal bond interest?

In some states, a portion of the dividend income from your municipal bond ETF holdings may be exempt from state income tax. Read more.

Tax software questions?

Some tax preparation software limits the number of transaction lines you can upload. We help you solve that problem. Read more.

Common situations

Whether you're new to Betterment or an expert, we have your tax time answers.

Learn about Betterment's tax optimization strategies.

Betterment offers educational insights on how you can improve your investment choices to be more tax-efficient for the future. Check out our latest insights and articles.

Visit the resource center

Need more help?

Visit customer support

Are you on track for retirement?

Try our retirement calculator to see if you're retirement-ready.

Could your 401(k) be worth more?

Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.

Want more retirement guidance?

Read the latest on investing for retirement on our Resource Center.

Betterment is not a tax advisor, nor should any information herein be considered tax advice. Please consult a tax professional.