Portfolio Minimum Disclosure

Betterment doesn’t require clients to maintain a minimum investment account balance, but there is a ACH deposit minimum of $10. Additionally, there are portfolio-specific minimums in order for a goal to be eligible for rebalancing transactions to occur. Betterment will not rebalance a portfolio until it meets the applicable portfolio minimum balance. This minimum is a function of portfolio allocation and the price of individual holdings, which will vary. As of November 20, 2024, managed investing portfolios require a portfolio minimum balance of $50 in order to be eligible for a rebalancing transaction to occur (which can be the aggregate of balances in a tax-coordinated portfolio). Rebalancing is described in our Rebalancing and Auto-Adjust disclosure. Managed investing portfolios cover all managed ETF-based portfolios, including the Crypto ETF portfolio, and 401(k) portfolios holding mutual funds.