You can change your external account, manage deposits, and do transfers all on the go with our mobile apps.
Change External Account
Because an electronic ACH transfer is the primary way to move money to and from Betterment, you will not be able to delete the link to your checking account unless you add a new one to replace it with.
On the mobile app: After logging in, tap the three bars to open the Menu. Select “Settings” and then select “External Accounts.” Click on the three dots to the right of the account you want to change and you’ll see the option to change your external account.
Deposit and manage recurring deposits
To make a one-time deposit or set up an auto-deposit, click "Move" at the bottom of the home screen. Within a goal, click Deposit.
To edit an auto-deposit, select the goal where the auto-deposit is occurring. Scroll to Recurring transactions and tap Edit. Or, tap Move from the home screen and select Manage recurring transactions to see the full list of all recurring transactions and tap Edit to make any changes or turn off the deposit completely.
Withdrawals
Once in your mobile app, choose the goal you would like to withdraw funds from and select Transfer, then Withdraw.
Withdrawals generally take about 3-4 business days to process. Your investments will automatically be sold and the proceeds will be sent to your linked bank account. Tax Impact Preview will show you an estimate of the taxes you may owe before making a withdrawal.
Goal-to-Goal Transfers
To transfer between taxable goals within your account, open your app and select the goal that you would like to transfer from, then click Transfer. You’ll see an option that says Transfer to another goal.