What is the interest rate on my cash?

Your annual percentage yield, or APY, is variable and can change. As of , the APY we are offering for Cash Reserve is 0.10% *. Interest will be paid into your account by the first business day of each month, unless that day is a bank holiday, then it will be paid by the following business day.

Cash Reserve is only available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are conducted through the clients’ brokerage accounts at Betterment Securities.