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How long do deposits into Cash Reserve take?

Published | Updated

Deposits into Cash Reserve and cash goals from your connected checking account generally take 1 to 2 business days to complete. Deposits from your Betterment Checking Account and/or other Betterment Cash Goals into Cash Reserve are eligible for same-day transfers. 

Transactions can be subject to processing delays in certain circumstances.

Note that bank holidays do not count as business days. You can see a list of bank holidays here.

Transaction Timeline Table

Cash Reserve offered by Betterment LLC and requires a Betterment Securities brokerage account. Betterment is not a bank. FDIC insurance provided by Program Banks, subject to certain conditions. Learn more.