How long do deposits into Cash Reserve take?

Deposits into Cash Reserve and cash goals from your connected checking account generally take 1 to 2 business days to complete, depending on when you put in your request.

  • If the deposit request is placed before 10 PM ET, it will generally appear in your high-yield cash account in 1 business day.
  • If the deposit request is placed after 10 PM ET, it will generally appear in your high-yield cash account in 2 business days.

Transactions can be subject to processing delays in certain circumstances.

Note that bank holidays do not count as business days. You can see a list of bank holidays here.

The smallest deposit amount you can make is $10. The largest deposit you can make per day via ACH is $300,000.

Transaction Timeline Table