What we offer
Smarter solutions for your investing needs.
Smart investors focus on what they can control such as financial planning, tax-efficient strategies, and investing for specific goals. With Betterment we offer solutions and accounts that help you outsmart the average investor.
Our investing accounts
We have a selection of account types to suit multiple financial goals.
Useful for a variety of investment purposes, this account has no contribution limit and follows standard tax rules.
Roll over a 401(k) from a previous employer to a Betterment IRA.
Traditional IRA, Roth IRA, 401(k), 403(b)
A retirement account that benefits from tax-deferred growth, but has an annual contribution limit.
SEP, Traditional, Roth
For people who want to move an existing trust to Betterment.
Similar to individual taxable, but designed for couples or family members who want to share ownership of a single account.
Looking for smarter business solutions?
Betterment for Business
Tired of the antiquated 401(k) provided by your employer? Point your benefits team to Betterment for Business - our 401(k) service for employers and their employees.
Betterment for Advisors
Are you an advisor yourself? See how Betterment for Advisors helps advisors use our technology to maximize clients’ money.
Explore your first goal
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.