Growing your money

Free financial advice, for the busiest season of your lifeFor households with $100k+ at Betterment, our advisory fee includes complimentary live chat with a licensed financial specialist.Updated Apr. 23, 2026 • 6 min read

Sara Kalsman, CFP®Senior Financial Planner

Backdoor Roths and beyond: The four camps who can benefit from a Roth IRA conversionA Roth conversion isn't for everyone, but it can unlock tax savings if you're a high earner, facing RMDs, retiring early, or in a low-income year.Updated Apr. 22, 2026 • 6 min read

Nick Holeman, CFP®Director of Financial Planning, Betterment

The powerful potential of the tax swapYour top tax rate will likely ebb and flow over your lifetime. Tax-savvy investing can help you pay when the tide is low.Updated Apr. 16, 2026 • 6 min read

Sara Kalsman, CFP®Senior Financial Planner

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