Betterment Account Transaction Limits
|Limit of # of Transactions||$ Limit|
|Investing Deposits||Unlimited||$300,000 per day**|
|Cash Reserve Deposits||Unlimited||$300,000 per day**|
|Cash Reserve Withdrawals||Unlimited||Unlimited|
|Individual Investing > Individual Investing Transfer||1 per day||Unlimited|
|Joint Investing > Joint Investing Transfer||1 per day||Unlimited|
|Individual Investing < > Joint Investing Transfer*||1 per day||Unlimited|
|Investing < > Cash Reserve Transfer*||5 per day||Unlimited|
|Individual Cash Reserve < > Joint Cash Reserve Transfer||Unlimited||Unlimited|
|Connected Funding Account > Checking (ACH Push)||Generally no limits||Generally no limits|
|ACH Withdrawals Initiated From Checking||Unlimited||$5,000****|
|Checking ATM Withdrawals||Unlimited||$510 per day***|
|ACH Deposits Initiated Into Checking||Unlimited||$10,000****|
|Checking Point-Of-Sale Transactions||Generally no limits||$2,000 per day|
*Within accounts held at Betterment, we generally only allow transfers involving individual and joint investing accounts if you are listed as married to the account owner. Note: This requirement does not apply if you created the joint account and are the primary account owner.Confirm spouse details or, if you are not married, contact us and we can help you with a manual transfer.
**This limit does not apply to wire transfers.
***This limit includes any ATM surcharge fees charged by the ATM operator. Remember that we’ll reimburse ATM fees at any ATM worldwide where Visa is accepted.
****Checking ACH limits may vary based on account tenure and are subject to change at Betterment's discretion. In certain situations, the limits may also be temporarily adjusted to accommodate a specific transaction.