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Same-Day Transfers

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To help customers conveniently move their cash, transfers between your joint and individual Cash Reserve accounts, or your Checking and Cash Reserve accounts, are generally eligible for a Same-Day Transfer.

Please note that some transfers may take longer, particularly if you have recently deposited funds into your Cash Reserve account. Refer to the eligibility requirements in our Same-Day Transfer terms and conditions for questions regarding what qualifies as a Same-Day Transfer.

Cash Reserve offered by Betterment LLC and requires a Betterment Securities brokerage account. Betterment is not a bank. FDIC insurance provided by Program Banks, subject to certain conditions. Learn more.