Our automated advice tools continuously track portfolio performance for each of your goals, and we’ll indicate whether you will reach your goal’s target amount if there is average market performance. Your portfolio performance is categorized as either “On-Track” or “Off-Track” depending on whether you are likely to reach your target or not.
Portfolio performance is “Off-Track” when the projected value of your portfolio in the future—the current balance plus future contributions plus investment growth—is not sufficient to reach the target amount assuming average market performance.
If your goal is “off-track,” we’ll provide advice for bringing the goal back on track. This could mean either increasing the amount of future monthly contributions, increasing the term to make it longer, or increasing the current balance in the account by making a one-time deposit.