You can transfer between two individual investing goals, between two joint investing goals, or between an individual investing goal and a joint investing goal—each once per day. Transfers between goals typically take 1-2 business days to complete.
You can transfer between an individual investment goal and your individual Cash Reserve, or between a joint investment goal and your joint Cash Reserve—up to 5 times per day. These transactions generally take 1-2 business days to complete.
Within accounts held at Betterment, we generally only allow transfers involving individual or joint investing accounts if you are listed as married to the account owner. Note: This requirement does not apply if you created the joint account and are the primary account owner. Confirm spouse details or read more about taxpayer relationships. If you are not married, contact us and we can help you with a manual transfer.
On a web browser:
From the menu on the left, select the goal you wish to transfer from and then click “Transfer or rollover.” From the drop-down menu, select “Transfer within Betterment.”
From the mobile app:
Select the goal you want to transfer from, and then choose the “Transfer” option. You’ll then see the option to transfer within Betterment. Note that both the old goal and the new goal must be open already in order to transfer between the two.
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