Cash Reserve Transactions

You can view the details of any transaction within your account.

Deposits and Withdrawals

Deposits into Cash Reserve generally take 1-3 business days while withdrawals out of Cash Reserve generally take 1-2 business days to complete.

If the transfer is between Cash Reserve and Betterment Checking: Most transfers under a total daily limit of $10,000 between these two account types will be available on the same day, if the transfer qualifies for a Same-day Transfer. Transfers that are eligible for a Same-day Transfer are automatically completed on the same day they are initiated, whenever possible.

Unlike transfers from a savings account at a typical bank, Cash Reserve has no transfer limits on how many times you can withdraw from your account.

Withdrawing funds soon after a deposit can trigger a temporary hold on your withdrawal. This hold should last no longer than 5 business days. If additional information is needed to process your withdrawal, you’ll hear from us via email.

Transfers Between Cash Reserve And Investing Accounts

You can transfer between an investment goal and your individual Cash Reserve, or vice versa, up to 5 times per day. These transactions generally take 1-2 business days to complete.

Within accounts held at Betterment, we generally only allow transfers involving individual and joint investing accounts if you are listed as married to the account owner. Note: This requirement does not apply if you created the joint account and are the primary account owner. Confirm spouse details or, if you are not married, send us a message and we can help you with a manual transfer.