Any administrative or investment management fees charged to your account are described in your annual fee disclosure (available in your account statements), and are transparently reported on your statements.
The ETFs that we use in our core portfolios have expense ratios that on average range between 0.06% to 0.17% for your total portfolio, depending on your allocation. One of the reasons that we are able to keep costs low is because we choose the same, low-cost, passive ETFs to use in all of our portfolios. We don’t select or offer any proprietary funds like some mutual fund companies, so there isn’t the incentive or ability to “pass” admin fees through proprietary fund fees. We also don’t pass through trading or rebalancing fees that result from us investing on your behalf.