An investment experience that's right for you
An investment service built for
customers invest more than
We invest your money in low‑cost index funds.
We invest your money in a globally diversified portfolio of low-cost index funds and give you personalized financial advice – all at a
fraction of the cost of traditional financial services.
We believe in passive investing, which means taking on the right level of risk for your time horizon, and letting our advanced algorithms do all the work.
See how our fees compare
Experts are behind
every choice we make.
Whether it's the research and evaluation done by our investment professionals, or the dedicated care of our world-class customer support specialists, the people behind our technology make all the difference.
We're available 7 days a week via phone, email, or live chat.
Meet our team of experts
Director of Behavioral Finance & Investing
We'll show you how your actions impact your taxes, and even help you take advantage of
advanced tax strategies, usually only available to a select few.
With our suite of
automated tools — such as SmartDeposit, RetireGuide, and Auto-Deposit — we make optimal use of every cent you invest.
personalized advice, but you decide what's right for you. We charge no transaction fees, and there are no restrictions on withdrawals.
We care about
security as much as you do.
We manage more than
for our customers. And the press has noticed.
Supported Account Types
Traditional, Roth & SEP IRAs
Retirement Plan Rollovers
Team of Experts
Tax Loss Harvesting+
TLH+ White Paper
How to Roll Over an IRA
How to Roll Over a 401(k)
Why an ETF Portfolio Serves You Better
Which IRA Calculator
Betterment for Business
How Betterment calculates "
Unless otherwise specified, all return figures shown above are for illustrative purposes only, and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market circumstances.
Brokerage services provided to clients of Betterment LLC by
Betterment Securities, an SEC registered broker-dealer and member FINRA/ SIPC.
Investments: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment's charges and expenses. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. See full disclosures for more information. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment is not registered. Market Data by Xignite.
Contact: Betterment, 61 W. 23rd Street, 4th Floor, New York, NY, 10010. Tel:
See how we determine the largest independent robo-advisor.
Betterment, the Betterment Speedometer, Betterment Institutional, TLH+, and Tax Loss Harvesting+ are trademarks of Betterment Holdings, Inc.
The information provided by Betterment Support is educational only and is not investment or tax advice.