This is simply a smarter way
to invest your money.

We help manage your financial life so you can live better.

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Betterment is a new kind of investment service.

We’re not just reinventing investing; we’re transforming it. We’re taking what has worked for decades and using technology to make it more efficient, saving you time, while helping to increase your after-tax returns.

We make recommendations from how much money to invest to the type of account that’s right for you. Then, we invest and manage it for you in a way that many traditional investment services can’t.

See how we're different

Our advanced technology, with a human touch

Our CFP® professionals and licensed financial experts are available to help ensure you're making the right financial decisions.

Alex Benke

CFP®

Chrissy Celaya

CFP®

Nick Holeman

CFP®

Meet our experts

Meet some of our team

Our CFP® professionals and licensed financial experts are trained and qualified to give you the right advice based on your specific financial situation.

Alex Benke

CFP®

Chrissy Celaya

CFP®

Nick Holeman

CFP®

Looking for a more dedicated, one‑on‑one relationship with a financial advisor?
Get matched with a vetted, independent CFP® professional who can provide more regular and comprehensive financial planning. Learn More

Start your investment plan
I am years old and
  • Not Retired
  • Retired
.
My annual income is .

How would you like to get started?

Roll over a pre-existing account

Transfer a 401(k), IRA or other retirement account

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Open a new investing account

Complete our quick and easy signup process

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Find out what Betterment can do for you

See what we can do to help maximize your money

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Your satisfaction is guaranteed. It's our commitment to you.

Learn more >

Your satisfaction is guaranteed. It's our commitment to you. Learn more

Member of Securities Investor Protection Corporation

Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.

Looking out for investors' accounts is a legal duty.

Regulated by the SEC and a member of FINRA, our Broker-Dealer, Betterment Securities, follows a strict set of rules, designed to protect our investors' accounts.