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You Can Now Skip Individual Auto-Deposits

Managing your Betterment auto-deposits just got easier. Now you can skip any individual auto-deposit in just a few easy steps.

Articles by Dan Egan
By Dan Egan Managing Director of Behavioral Finance & Investing, Betterment Published Jul. 26, 2019
Published Jul. 26, 2019
2 min read
  • You can now skip any auto-deposit you’ve set up before it happens.

  • You can skip from a link in the pre-auto-deposit email we sent for each deposit, or your transfer screen.

  • Skipping auto-deposits may reduce the confidence you’ll achieve your goal.

It gives me great joy to announce that you can now skip any individual auto-deposit before it happens.

We’ve heard scenarios like this many times:

  • I have an unusually high credit card bill I want to pay off (rather than save).
  • I need to put a deposit down on my kids’ school tuition, and need to skip this month.
  • I need to pay taxes, but otherwise want to continue saving regularly.

Until today, if you had set up an auto-deposit with Betterment and didn’t want it to proceed, you needed to turn off your auto-deposits completely. This not only meant you needed to remember to come back and turn it on later, it also meant your plan would (incorrectly) be off track simply because you don’t want to save for one deposit.

One of the cardinal rules of behavioral finance is never make someone make more decisions than necessary. If clients want to skip just one deposit, they should be able to do it.

So from now on, you can skip any individual auto-deposit.

How To Skip An Individual Deposit

There are two places you can go to to skip an auto-deposit.

First, Betterment sends you an email a day before your scheduled auto-deposit takes place. In there, you’ll find a link directly taking you to Betterment’s site where you can skip that auto-deposit. Just click on it, sign in, and confirm.


Second, you can see all pending auto-deposits on the “Transfer” tab of your Betterment homepage. Just hit the “skip” link on the right.


Then, you’ll see:


Too many skips can knock you off track.

For the vast majority of goals, missing one deposit won’t be enough to knock you off track. Our advice will automatically update to consider your new balance and the skipped deposit, and may slightly increase the recommendation for remaining auto-deposits (as you’d expect).

But it is possible that skipping many auto-deposits will reduce the confidence that you’ll reach your target balance on the target date. However, you can always defer the goal a bit in order to make up for your current circumstances.

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