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    Nerdwallet on 1.10.25 for Aug-Oct '24. See more.
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    Weighted avg. app store rating as of 9.3.25 (reviews since: 9.10.10 Apple, 10.30.13 Google). See more.

  • Hero offer

    Boost your savings up to 4.15% APY (variable) through January 15, 2026. New customers only. Terms apply.
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    Results for the long term
    Since its launch, our Core portfolio has delivered over 9% composite annual time-weighted returns after fees. Learn more

Investing made easy

Award-winning technology meets decades of investor know-how
to help your money grow for the long run.

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Technology powered by human expertise.

We're always working to help grow your money—maximizing returns, minimizing taxes, and handling all the busywork. Every decision is guided by real experts focused on helping you build wealth over the long term.

  • Automated investing

    We manage all the trading, rebalancing, reinvesting, and tax management for you, moves that make a big difference over decades.

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  • Personalized platform

    We build an investing portfolio around what you want to accomplish, whether that’s retirement or simply building wealth.

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  • Diversified portfolio

    Your money is invested across global markets and asset classes, a proven way to build wealth through all market cycles.


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  • Expert-managed

    Our in-house Investing Team regularly monitors, analyzes, and updates portfolios to strengthen your investments.


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Since its launch, our
Core portfolio has delivered over 9%.

Composite annual time-weighted returns after fees.*

Read more reviews

As of 12/31/2024, and inception date 9/7/2011. Composite annual time-weighted returns: 12.7% over 1 year, 7.9% over 5 years, and 7.8% over 10 years. Composite performance calculated based on the dollar-weighted average of actual client time-weighted returns for the Core portfolio at 90/10 allocation, net of fees, includes dividend reinvestment, and excludes the impact of cash flows. Performance not guaranteed, investing involves risk.

Investing that fits your needs.

Accounts built for retirement and more.

Traditional IRA, Roth IRA, SEP IRA, 401(k) rollover, and Solo 401(k).

Investment accounts summary

Make your retirement more tax-efficient.

Open both an IRA and a taxable investing account, and we’ll coordinate them to minimize tax liabilities and better grow your retirement savings.

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Invest with our globally
diversified, expert-built
portfolios.

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Investing that can help lower your taxes.

Our tax-loss harvesting helps lower your tax bill and grow your long-term returns. It works automatically to take advantage of market dips and keep you invested. Plus, it can cover your investing fee.

Based on 2022-2023. Tax Loss Harvesting (TLH) is not suitable for all investors. Consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature. Fee coverage and estimated tax savings based on Betterment internal calculations. See more in disclosures.

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  • Save for education

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Trusted to do what's right for your money.

As a fiduciary, we're legally bound to put your interests first when you invest.
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    $65 Billion+ in assets

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    1 Million+ customers

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    Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.
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    4.8 rating
    74,000 reviews

Weighted avg. app store rating as of 9.3.25 (reviews since: 9.10.10 Apple, 10.30.13 Google). See more.

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