Innovative Technology

The Innovative Technology portfolio invests in pioneer companies set to transform the future economy and society. Invest in U.S. and global companies whose products and services are driving innovation through clean energy, semiconductors, robots, virtual reality, blockchain, and nanotechnology. It offers a diversified, relatively low-cost approach to long-term investing with the potential to take advantage of the growth of new industries with increased exposure to risk.
Who it's for
Investors interested in the next generation of innovation
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Based on an allocation of 70% stocks, 30% bonds

High-Growth Innovation Stocks 14.40%
Int'l Developed Market Stocks
U.S. Total Stock Market
Int'l Emerging Market Stocks
U.S. High Quality Bonds
Int'l Developed Market Bonds 10.90%
Int'l Emerging Market Bonds
U.S. Short-Term Treasuries 0%
U.S. Short-Term High Quality Bonds 0%
U.S. Inflation-Protected Bonds 3.80%

Allocations as of Mar. 31, 2023.

High-growth innovation stock exposure decreases with increasing bond allocation. Exposure to high-growth companies increases the risk of loss due to adverse economic, business, or other developments that affect those industries or companies. This portfolio strategy has 101 different allocation options, from 0% bonds to 100% stocks. The 70% stock, 30% bond portfolio has been selected to display holdings. Different allocations will have different weights of each asset class. Betterment may recommend a different allocation based on various goal inputs tailored to each client, including the time horizon for your goal with the longest period starting at 90% stocks. The holdings shown reflect the portfolio model for tax-deferred accounts, like IRAs or 401(k)s. Expect differences in taxable accounts.

Invested with benefits.

  • Tax savings.

    Automated and optimized tax strategies designed to help minimize tax impact on returns.

  • Lower costs.

    Keep more money in your portfolio with low-cost exchange-traded funds (ETFs) and our transparent pricing.

  • Adjusts automatically.

    Your investments are rebalanced as the market moves once at the minimum account balance, with dividends getting reinvested.

Be invested.

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