Cash Fund
Displays activity in the plan’s cash account.
Shows all money moving in and out of the cash fund, such as corrections and reversals. Used to monitor temporary holdings before funds are allocated or invested.
Common transaction types in this report include:
- Payroll
- Corrections
- Plan credits or debits
- Fees
- Conversions and deconversions
Census
Provides demographic information about plan participants.
Includes participant name, SSN, address, date of birth, employment status, eligibility, hire date, and other identifying information.
Corrections
Lists all corrections processed in the plan.
Includes details about each correction, such as participant name, type of correction, transaction amounts, and processing dates.
Current Deferral Rates
Displays current contribution elections for each participant.
Used to confirm active deferral rates prior to each payroll run. Helps ensure payroll deductions are accurate and aligned with participant instructions.
Deferral History
Tracks historical changes to participant deferral rates.
Displays the sequence of deferral changes made during the selected time period and who made each change (e.g., participant or administrator).
Distributions
Shows all distributions that have been processed for participants.
Includes participant name, termination date, distribution type (e.g., rollover, cash withdrawal), distribution amount, and payment method.
Fee Detail
Breaks down fees charged to individual participants.
Shows recordkeeping, advisory, and transaction fees, including the dollar amount per fee type and when the fee was assessed.
Fee Summary
Summarizes all fees charged to participants at the plan level.
Includes total amounts per fee type across the plan. Does not include individual-level breakdowns.
Forfeiture Fund
Displays activity in the plan’s forfeiture account.
Tracks unvested employer contributions that participants have forfeited. This report shows inflows from forfeitures and outflows when the funds are used.
Possible uses of forfeiture funds (as noted in the plan document):
- Typically includes paying plan expenses or offsetting employer contributions, but those uses must be verified within the plan’s terms.
Common transaction types in this report include:
- Correction redistributions
- Year-end contributions
- Compliance inflows
Loans
Lists all participant loans and related details.
Includes loan ID, balance, loan term, payment amount, next payment date, and loan status. Useful for tracking repayment progress and history.
Participant Contribution Summary
Summarizes total payroll contributions by participant.
Includes both employee and employer contributions during the selected time period.
Participant Contributions
Lists each individual payroll contribution.
Shows contribution amounts by type and by payroll date.
Participant Level Investment Activity
Shows investments broken down by participant.
Includes tickers held, contribution amounts into each ticker, and changes during the selected time frame.
Participant Master
Provides a comprehensive snapshot of participant activity.
Includes all contributions, employment dates, fees, dividends, rollovers, and balances. Shows opening and closing balances and vested balances based on the date traded.
Participant Vesting
Shows vesting status by participant and source.
Includes contribution sources, vesting percentages, years of service, and vesting schedule type.
Plan Contribution Summary
Summarizes contributions made into the plan.
Includes employer and employee contributions by effective and trade date, grouped at the plan level.
Plan Level Investment Activity
Displays total investment activity across the plan.
Shows tickers and the overall amount invested in each, without participant-level detail.
Plan Master
Gives a full picture of plan assets by source.
Includes opening and closing balances, contributions, rollovers, distributions, fees, earnings, and adjustments.
Schedule of Assets
Lists the plan’s total holdings by investment ticker.
Includes the total amount invested in each fund. This report does not break down holdings by participant.
Suspense Fund
Displays activity in the plan’s suspense account.
Includes employer contributions that haven’t yet been allocated to participant accounts. The report tracks inflows and how those funds are applied later.
Common transaction types in this report include:
- Payroll ACH
- Corrective transfers
Unallocated Funds
Shows The total balance of a plan’s cash funds, forfeiture funds and suspense funds.
Includes balances that may be awaiting allocation due to forfeitures, payroll errors, or timing of employer contributions.
Unclaimed Employees
Lists employees who have not yet claimed their retirement accounts.
Includes participant name, hire date, eligibility date, and a direct link for claiming the account.
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