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What is Cash Reserve?

Published | Updated

Cash Reserve is one of our ways to help you save. As part of our cash management suite, Cash Reserve is a cash account that you can use alone or alongside other investment goals you already have with Betterment.

Benefits:

  • Earn a variable rate of 3.50% APY
  • FDIC insurance covering up to $2 million at our program banks subject to certain conditions. Betterment is not a bank.
  • Access your cash in 1-2 business days
  • No limits on withdrawals
  • No minimum balance
  • No fees on your balance
Cash Reserve offered by Betterment LLC and requires a Betterment Securities brokerage account. Betterment is not a bank. FDIC insurance provided by Program Banks, subject to certain conditions. Learn more.