Airpods Max Investing Offer Faqs
Offer Details
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The AirPods Max® Reward is a promotional reward for certain existing Betterment customers who receive this offer by email or in the Betterment app. If you enroll in the offer and complete net Qualified Deposits of at least $50,000 into an eligible individual taxable managed investing account between June 29 and July 31 2026, you may qualify to receive one pair of AirPods Max® 2 headphones in Midnight.
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Only individual taxable managed investing accounts are eligible for this offer. The following account types are not eligible for this promotion: joint investing accounts trust investing accounts IRAs 401(k)s HSAs self-directed investing accounts Cash Reserve accounts Deposits into ineligible account types do not count as Qualified Deposits for purposes of this offer.
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To qualify for the AirPods Max® reward, you must: be an eligible customer who received the offer by email or in the Betterment app enroll in the offer by clicking the offer link in your email or within the Betterment app complete net Qualified Deposits of at least $50,000 into an eligible individual taxable managed investing account by 11:59:59 PM ET on July 31, 2026 make sure your deposit settles by the end of the Offer Period, since the required settlement time is typically 2–3 business days
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A Qualified Deposit is a deposit of new funds into an eligible individual taxable managed investing account. The following do not count as Qualified Deposits: deposits into an IRA deposits into a 401(k) account deposits into a self-directed investing account deposits into a Cash Reserve account internal transfers from a Betterment Cash Reserve account internal transfers from a Betterment Checking account internal transfers from another Betterment managed investing account
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Only individual taxable managed investing accounts are eligible for this offer. Joint accounts, trust accounts, IRAs, 401(k) accounts, self-directed investing accounts, and Cash Reserve accounts are not eligible for this promotion.
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You must complete net Qualified Deposits of at least $50,000 into an eligible account during the Offer Period to qualify. Net Qualified Deposits means the value of your Qualified Deposits minus any withdrawals made during the Offer Period.
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You must complete your Qualified Deposit by 11:59:59 PM ET on July 31, 2026, including the time needed for the deposit to settle. Because settlement typically takes 2–3 business days, you may need to initiate your deposit before July 31, 2026 in order to qualify.
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If you qualify, Betterment will ship one pair of AirPods Max® headphones in Midnight after the close of the Offer Period (July 31, 2026) once your funds settle and you verify your mailing address.
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Before shipping your reward, Betterment will contact you to confirm your mailing address. By participating in this offer, you acknowledge and agree that Betterment will share your name and confirmed mailing address with its third-party fulfillment partner for the purpose of shipping your reward, consistent with Betterment’s Privacy Policy.
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Keeping your reward depends on whether you maintain at least $50,000 in net Qualified Deposits in your eligible account during the three-year holding period after the end of the Offer Period. If you withdraw or transfer funds in an amount that causes your remaining net Qualified Deposits to fall below $50,000 at any time during that three-year holding period, an Early Removal Fee may apply. However, if your withdrawal or transfer is equal to or less than net deposits made or market gains earned ...
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A non-taxable Early Removal Fee will apply if, during the three-year holding period after July 31, 2026, you withdraw or transfer funds in an amount that causes your remaining net Qualified Deposits in the eligible account to fall below $50,000. The Early Removal Fee is equal to 1.2% of the amount by which your withdrawal or transfer reduces your remaining net Qualified Deposits below $50,000, taking into account any later deposits you make into the eligible account or market gains earned in ...
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Yes. Transfers out of Betterment may be subject to an Early Removal Fee if the transfer causes your remaining net Qualified Deposits to fall below $50,000 during the holding period. ACATS fees and investment management fees may also apply separately.
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Yes. Transfers to any account that is not an eligible account count as withdrawals for purposes of the Early Removal Fee, including internal transfers to another Betterment account such as: an IRA a Cash Reserve account a self-directed investing account a Betterment at Work 401(k) account
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No. Transferring between goals within an eligible account before the end of the holding period will not result in an Early Removal Fee.
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