Will I be charged the whole annual fee if I use Betterment for just part of the year?

No, you will not. If you withdraw your entire balance before the end of the month or year, you’re only charged the fee for the days your money was managed by Betterment. Our fees are calculated based on your daily account balance, accrued daily, and charged monthly or upon a full withdrawal. We do not have fees for accounts with a $0 balance, so you can still keep your account open without penalty.

To read further about how Betterment calculates fees, please visit this resource.  

Please be aware the above information only pertains to Digital, Premium, and Crypto pricing plans.