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Are there any minimum balance requirements for Cash Reserve?

Published | Updated

There are no minimum balance requirements to use Cash Reserve or Checking. This means that the minimum balance is $0. You can have as little or as much cash in Cash Reserve and Checking as you want—we won’t judge.

One thing to note is that the smallest deposit amount you can make into Cash Reserve is $10. This is due to ACH transaction limitations.

Cash Reserve offered by Betterment LLC and requires a Betterment Securities brokerage account. Betterment is not a bank. FDIC insurance provided by Program Banks, subject to certain conditions. Learn more.