For customers on Betterment’s Digital plan: As always, Betterment provides customers with a recommended portfolio. However, sometimes customers have investing preferences that differ from our advice. Flexible Portfolios provide these customers with additional flexibility to express their preferences. However, we’re unable to provide specific advice on alterations to our recommended core portfolio strategy.
For customers on Betterment’s Premium plan: As part of your Premium plan, you can set up a call with one of our CFP® professionals for guidance. Aside from rare circumstances, we generally suggest following Betterment’s recommended portfolio.