Get up to 6 months managed free. Sign up today and make a deposit to get your free time. See offer details.

Plans for every investor

Digital

0.25%

Get started

no minimum balance

Automated portfolio management

Tax-efficient investing features

Advice across your investments

Award-winning customer support

Fees based on account balance

Plus

0.40%

Get started

$100,000 minimum balance

All the benefits of our digital plan

Annual call with our team of CFP® professionals and licensed financial experts

Additional account monitoring by our team of licensed experts

Fees based on account balance

Premium

0.50%

Get started

$100,000 minimum balance

All the benefits of our digital plan

Unlimited calls with our team of CFP® professionals and licensed financial experts

Additional account monitoring by our team of licensed experts

Fees based on account balance

No additional trading fees.

We don't charge you additional transaction fees to buy and sell securities.

No additional transfer fees.

There are no additional fees for depositing or withdrawing from your account.

Unlimited rebalancing.

We rebalance your portfolio efficiently and automatically – at no additional cost to you.

Satisfaction guaranteed.

We're committed to providing our customers with a great investing experience.

Betterment Advisor Network

Looking for a dedicated one-on-one relationship with a financial advisor?

Get matched with a pre-vetted CFP® professional who can provide comprehensive financial planning. Advisors may have minimum balance requirements, which typically begin at $100,000.

Learn more

Frequently Asked Questions

Where are the fees taken from?

Fees are taken right from your Betterment account. No action is required on your part, and we'll never charge fees if you don't have a balance.

Is there a fee for a $0 balance?

No, you will never be charged for an account with a $0 balance.

Which accounts are included in determining my qualification for the Plus or Premium plans?

The minimum balance requirement for those plans is based on your combined balance across your IRA and taxable accounts, joint accounts, and trusts at Betterment. If you also have a 401(k) account through Betterment For Business, that account is subject to a separate fee schedule and is not included in the minimum balance requirement.

Are there deposit, withdrawals, or ETF fees?

All portfolios are subject to fund level fees. Learn more about each fund fee here. Our annual fee covers everything else. You are not charged any trade or transaction fees.

Can I cancel at any time?

Yes, you can cancel at any time. Fees will be prorated, so if you leave before a month is over, you will only pay for the time you had a balance.

What if I have over $2 million in my account?

You will not be charged a fee on any additional investments above $2 million. The more you invest, the lower your effective fee rate.

Start your investment plan

I am

years old and

  • Not Retired
  • Retired

.

My annual income is

.

Start your investment plan

Your satisfaction is guaranteed. It's our commitment to you. Learn more.

Member of Securities Investor Protection Corporation

Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.

Looking out for investors' accounts is a legal duty.

Regulated by the SEC and a member of FINRA, our Broker-Dealer, Betterment Securities, follows a strict set of rules, designed to protect our investors' accounts.