Plans for every investor
No trade fees.
Betterment does not charge you transaction fees to buy and sell securities.
No transfer fees.
There are no fees for depositing or withdrawing from your Betterment account.
No rebalancing fees.
Betterment automatically and regularly rebalances your portfolio for free.
Satisfaction guaranteed.
We're committed to providing our customers with a great investing experience.
Automated portfolio management
Tax-efficient investing features
Advice across your investments
Award-winning customer support
Fees based on account balance
All the benefits of our digital plan
Annual call with our team of CFP® professionals and licensed financial experts
Additional account monitoring by our team of licensed experts
Fees based on account balance
All the benefits of our digital plan
Unlimited calls with our team of CFP® professionals and licensed financial experts
Additional account monitoring by our team of licensed experts
Fees based on account balance
Looking for a dedicated one-on-one relationship with a financial advisor?
Get matched with a pre-vetted CFP® professional who can provide comprehensive financial planning. Advisors may have minimum balance requirements, which typically begin at $100k.
Learn moreFrequently Asked Questions
Where are the fees taken from?
Fees are taken right from your Betterment account. No action is required on your part, and we'll never charge fees if you don't have a balance.
Is there a fee for a $0 balance?
No, you will never be charged for an account with a $0 balance.
Which accounts are included in determining my qualification for the Plus or Premium plans?
The minimum balance requirement for those plans is based on your combined balance across your IRA and taxable accounts, joint accounts, and trusts at Betterment. If you also have a 401(k) account through Betterment For Business, that account is subject to a separate fee schedule and is not included in the minimum balance requirement.
Are there deposit, withdrawals, or ETF fees?
All portfolios are subject to fund level fees. Learn more about each fund fee here. Our annual fee covers everything else. You are not charged any trade or transaction fees.
Can I cancel at any time?
Yes, you can cancel at any time. Fees will be prorated, so if you leave before a month is over, you will only pay for the time you had a balance.
What if I have over $2 million in my account?
You will not be charged a fee on any additional investments above $2 million. The more you invest, the lower your effective fee rate.
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Member of Securities Investor Protection Corporation
Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.
Looking out for investors' accounts is a legal duty.
Regulated by the SEC and a member of FINRA, our Broker-Dealer, Betterment Securities, follows a strict set of rules, designed to protect our investors' accounts.