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Save, invest, retire

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Plans for every investor

  • No additional trading fees.

    We don't charge you additional transaction fees to buy and sell securities.

  • No additional transfer fees.

    There are no additional fees for depositing or withdrawing from your account.

  • Unlimited rebalancing.

    We rebalance your portfolio efficiently and automatically – at no additional cost to you.

  • Satisfaction guaranteed.

    We're committed to providing our customers with a great investing experience.


Annual fee


Get started

$0 Minimum balance

Fees based on account balance

  • Personalized financial advice

    Know how much to invest, your recommended asset allocation, and more.

  • Low-cost, globally diversified investment portfolios

    Invest in funds chosen to help maximize your money at various levels of risk.

  • Automatic rebalancing

    Maintain your target allocation when the market causes it to shift.

  • Advanced tax-saving strategies

    Automate tax loss harvesting and asset location to increase your after-tax returns.

  • Everything in one place

    Sync external accounts to get a clear view of your money.

  • Reliable customer service

    Contact our Customer Support Team, available 5 days a week.


Annual fee


Get started

$100,000 Minimum balance

Fees based on account balance

  • All of the benefits of our Digital plan

  • In-depth advice on investments outside of Betterment

    Create a plan for managing 401(k)s, real estate, and individual stocks.

  • Unlimited access to our CFP® professionals for guidance on life events

    • Getting married? Make sure your goals are aligned, decide how to combine your money, set financial boundaries, and decide how to allocate your money across your retirement plans.
    • Having a child? Save for college, prioritize family goals, select life insurance, and discuss your estate plan.
    • Managing equity-based compensation? Understand your plan, walk through possible tax implications, and manage the potential risks.
    • Retiring? Plan for your transition from saving to spending, and create a tax-smart withdrawal strategy.
Advice Packages

Set up a one-time advice call and action plan with a licensed financial expert.

Pricing starts at $199

Learn more
  • Getting Started Package

  • Financial Checkup Package

  • Marriage Planning Package

  • College Planning Package

  • Retirement Planning Package

Betterment Advisor Alex Benke
Betterment Advisor Network

Looking for a dedicated one-on-one relationship with a financial advisor?

Get matched with a pre-vetted CFP® professional who can provide comprehensive financial planning. Advisors may have minimum balance requirements, which typically begin at $100,000.

Learn more

Frequently asked questions

How would you like to get started?

Manage spending with Checking

Checking with a Visa® debit card for your daily spending.

Save cash and earn interest

Grow your cash savings for general use for upcoming expenses.

Invest for a long-term goal

Build wealth or plan for your next big purchase.

Invest for retirement

Set up traditional, Roth, or SEP IRAs to save for the golden years.

  • Are you on track for retirement?

    Try our retirement calculator to see if you're retirement-ready.

  • Could your 401(k) be worth more?

    Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.

  • Want more retirement guidance?

    Read the latest on investing for retirement on our Resource Center.