Free for 90 days: Sign up now and get 90 days managed free after your first deposit. See offer details

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Plans for every investor

No additional trading fees.

We don't charge you additional transaction fees to buy and sell securities.

No additional transfer fees.

There are no additional fees for depositing or withdrawing from your account.

Unlimited rebalancing.

We rebalance your portfolio efficiently and automatically – at no additional cost to you.

Satisfaction guaranteed.

We're committed to providing our customers with a great investing experience.

Digital

0.25%

Get started

$0 Minimum balance

Fees based on account balance

Personalized financial advice

Know how much to invest, your recommended asset allocation, and more.

Low-cost, globally diversified investment portfolios

Invest in funds chosen to help maximize your money at various levels of risk.

Automatic rebalancing

Maintain your target allocation when the market causes it to shift.

Advanced tax-saving strategies

Automate tax loss harvesting and asset location to increase your after-tax returns.

Everything in one place

Sync external accounts to get a clear view of your money.

Reliable customer service

Contact our Customer Support Team, available 7 days a week.

Premium

0.40%

Get started

$100,000 Minimum balance

Fees based on account balance

All of the benefits of our Digital plan

In-depth advice on investments outside of Betterment

Create a plan for managing 401(k)s, real estate, and individual stocks.

Unlimited access to our CFP® professionals for guidance on life events

  • Getting married? Make sure your goals are aligned, decide how to combine your money, set financial boundaries, and decide how to allocate your money across your retirement plans.
  • Having a child? Save for college, prioritize family goals, select life insurance, and discuss your estate plan.
  • Managing equity-based compensation? Understand your plan, walk through possible tax implications, and manage the potential risks.
  • Retiring? Plan for your transition from saving to spending, and create a tax-smart withdrawal strategy.
Advice Packages

Set up a one-time advice call and action plan with a licensed financial expert.

Pricing starts at $199

Learn more

Getting Started Package

Financial Checkup Package

Marriage Planning Package

College Planning Package

Retirement Planning Package

Betterment Advisor Alex Benke
Betterment Advisor Network

Looking for a dedicated one-on-one relationship with a financial advisor?

Get matched with a pre-vetted CFP® professional who can provide comprehensive financial planning. Advisors may have minimum balance requirements, which typically begin at $100,000.

Learn more

Frequently asked questions

Explore your first goal

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

Smart Saver

You could earn 20X more than a typical savings account with our low-risk investing account for your extra cash.

Explore your first step toward a better financial future

Save

Put your extra cash to work. You could earn 20X more than the average savings account with Smart Saver, our low-risk investing account.

Invest

Invest without the hassle. We manage your portfolio, offer expert allocation advice, and take care of the manual trading work.

Retire

Whether retirement is a long way off or just around the corner, we'll help you plan for the retirement you deserve.

Learn

Get answers to your questions about Betterment. We can help you become more confident with your money.

Are you on track for retirement?

Try our retirement calculator to see if you're retirement-ready.

Could your 401(k) be worth more?

Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.

Want more retirement guidance?

Read the latest on investing for retirement on our Resource Center.

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