How is Betterment's 401(k) different from other 401(k) plans?

With other 401(k)s, generally participants are asked to choose between a selection of funds—often with minimal insight or advice regarding their fees, track record, or how to allocate across funds.

In contrast, Betterment for Business provides a 401(k) that includes personalized investment advice. This advice is designed to help you meet your retirement goals by accounting for your full financial picture, including current and expected income, cost of living, net worth, and external accounts (including those of your spouse or household).

Learn more about our retirement planning tool, which takes a holistic view of your financial life and doesn’t just consider your 401(k) contributions when giving you advice.