Make the Most of Your Money
The Betterment portfolio is designed to achieve optimal returns for your investment goals. Through diversification, automated rebalancing, better behavioral guardrails, and low fees, the Betterment approach to investing can help generate 2.66% higher returns than the typical DIY investor.Get started
Low, transparent fees
Betterment charges one low annual fee of 0.25% for our digital plan. This fee includes access to our tax-efficient investing features, online investment advice, and customer support 7 days a week. There is no minimum to invest and there are no additional trading, transfer, or rebalancing fees.Get started
We'll do what's right for you
Our technology helps you earn better returns, and our CFP® professionals and licensed experts are here to talk if you need them. Betterment is a fiduciary and we don't get paid to sell certain funds. We regularly monitor our investment selections to help provide optimal returns at various levels of risk.Get started
The Betterment Satisfaction Guarantee
At Betterment, we are committed to providing our customers with a great investing experience. If, for any reason, you are not completely satisfied with your Betterment account, we will do everything we can to make it right - up to and including waiving Betterment's management fees for the next 90 days2.Get started
Start investing smarter.
At Betterment, we combine low fees and innovative technology with an intuitive interface and personalized advice to provide the best possible returns on your investment. Don't wait to experience smarter investing – open an account with Betterment today.Get started
Are you on track for retirement?
Try our retirement calculator to see if you're retirement-ready.
Could your 401(k) be worth more?
Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.
Want more retirement guidance?
Read the latest on investing for retirement on our Resource Center.
1 Based on PriceMetrix State of Wealth Management 2015 report .
2 If for any reason you are not completely satisfied with Betterment's services, at your request Betterment will waive its asset‑based advisory and brokerage fees for an upcoming period of 90 days. This guarantee only applies to the fees charged by Betterment. No other fees, expenses, or market losses will be waived or reimbursed under this guarantee, including, but not limited to, the fees charged by issuers of particular securities and the fees charged by third-party advisors in the Betterment Advisor Network. Betterment reserves the right to discontinue or modify this guarantee in the future at any time in its sole discretion. This guarantee does not apply to accounts held through the Betterment for Advisors or Betterment for Business platforms.