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Betterment

Save, invest, retire

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SMART INVESTING FOR THE LONG-TERM

It can be hard to reach your financial goals, even in the best of times. Betterment is built to help you achieve them, with expert guidance and automated investing tools.

Get started

SMART INVESTING FOR THE LONG-TERM

It can be hard to reach your financial goals, even in the best of times. Betterment is built to help you achieve them, with expert guidance and automated investing tools.

Get started

Fiduciary advice for your needs.

It all starts with you and your best interest. No matter what you’re saving for, we’ll give you advice—even on accounts held outside of Betterment—to help you reach your financial goals.

Learn more

Investing for your financial goals.

Tell us what you’re investing for, and we’ll recommend a diversified portfolio that’s right for you and your situation. Our automated investing and tax-saving strategies include portfolio rebalancing, tax loss harvesting, and asset allocation—all at no extra cost.

Our investing philosophy

One low, transparent fee.

It’s critical that you keep more of the money you earn. Our 0.25% annual fee is a fraction of what most traditional advisors charge—about $25/year for every $10,000 you invest.

See pricing

Your satisfaction is guaranteed.

We’re committed to giving you a great experience. If you aren't completely satisfied with your Betterment account, we’ll do everything we can to make it right—up to and including waiving Betterment's management fees for the next 90 days.†

Start investing

How would you like to get started?

Manage spending with Checking

Checking with a Visa® debit card for your daily spending.

Save cash and earn interest

Grow your cash savings for general use for upcoming expenses.

Invest for a long-term goal

Build wealth or plan for your next big purchase.

Invest for retirement

Set up traditional, Roth, or SEP IRAs to save for the golden years.

Not quite ready? Take a look under the hood.

Exploring a new investment tool or financial advisor isn't easy. Dive into the details with our guide on how Betterment works.

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