0.25% Boost for Cash Reserve Customers

Terms and Conditions

At Betterment’s discretion, your Cash Reserve rate will be increased by 0.25% on top of the current standard Cash Reserve rate (“promotional rate”) for 92 days starting from the date that you first receive the promotional rate (the “promotional period”). The Cash Reserve Rate is currently 4.00% but is variable and is subject to change, including the boosted rate  offered in this promotion during the promotional period. For example, if the standard Cash Reserve Rate decreases during the promotional period, your promotional rate will also decrease. Please note that the Cash Reserve APY only applies to Cash Reserve accounts or goals set to hold cash, not investments. At the end of the promotional period, your interest rate will return to the standard Cash Reserve rate at that time. If you elect to exclude Cash Reserve deposits from one or more of the participating Program Banks, Betterment is unable to guarantee you will receive the promotional rate.

This promotion is not valid with any other offers (and, for the avoidance of doubt, may not overlap with any other Cash Reserve promotional rate offers), and it is non-transferable. Offer available to U.S. Residents only. Accounts advised through the Betterment for Advisors platform and balances held in 401(k) plans managed by Betterment at Work are excluded from this offer. Betterment reserves the right to terminate this offer at any time, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated.