Well-diversified, low-cost, and built for long-term investing. Features an especially broad collection of stocks and bonds from across the world.
A well-diversified portfolio focused on high-growth potential companies such as clean energy, semiconductors, robots, virtual reality, blockchain, and nanotechnology along with increased exposure to risk.
Invests in companies that rank highly on environmental, social, and corporate governance (ESG) criteria without compromising potential long-term performance.
Invests in companies with lower carbon emissions and the funding of green projects while still helping you achieve potential long-term growth.
Goldman Sachs Smart Beta
Targets companies that have potential to outperform the broader market over the long term. Diverse and relatively low-cost, but with higher exposure to risk.
BlackRock Target Income
A 100% bond portfolio with different income yields to help protect you against stock market volatility.
A 100% cash account that earns 3.75% APY (variable)*, carries no-fee on your balance, and is FDIC-insured up to $1M at our program banks ($2M for joint accounts)†.
Broadly invest in the crypto landscape with one portfolio. Get diversification across decentralized finance, payments, the metaverse, and more.
Greater emphasis on crypto assets either utilizing less energy to validate transactions or are on a clear path to sustainable energy usage.
More exposure to crypto assets focused on new forms of digital experience, from gaming to collectibles to even real estate.
Increased focus on crypto assets offering financial services such as banking, loans, and mortgages without relying on centralized institutions.
Invested with benefits.
Frequently asked questions
What is a portfolio?
Why does Betterment invest in ETFs?
What should I expect in terms of returns for my investments?
Can I use more than one portfolio strategy in my Betterment account?
Can my Betterment investments decrease in value?
Can I see the list of funds in each portfolio strategy?