Automated
investing saves you time and money
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Build wealth with a globally diversified portfolio
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Leave the trading, rebalancing, and tax management to us
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Keep more of what you earn with our tax-saving tech
Start investing with Betterment and earn up to $2,000 on us.
Get a portfolio of low-cost ETFs (exchange-traded funds), built and managed for you. Betterment’s proprietary automation handles all the investing, puts your available dividends to work, and uses proven best practices to help grow your money over time.
Automating deposits can help you earn more
3.6%
higher average annual returns for customers with recurring deposits
Keep more of your money invested
92%
lower expense ratio than the industry average on our most popular portfolio
Our experts manage it all for you.
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Diversified for the long term.
Your money is invested across global markets and asset classes, helping you build wealth through market cycles.
Choice without compromise.
Pick from a variety of portfolios, including values-based options like Socially Responsible Investing or sector-focused ones like Innovative Technology.
Learn more about our portfolios
Backed by experts.
Our portfolios are built and managed by an Investing Team with 90+ years of combined experience, including CFA® charterholders, CFP® professionals, CIMA® professionals, PhDs, and FINRA Series 65 license holders.
Build the portfolio you want.
Want more say in your investments? Custom portfolios let you pick your own stocks and ETFs while we still handle the rest.
Learn more about Custom portfolios
“I am no longer using my accounts with Vanguard and Acorns because of the ease and overall confidence I have with Betterment.”
James M., Betterment customer
Investing made easy
Award-winning technology meets decades of investor know-how
to help your money grow for the long run.
When an investment drops in value, we can sell it to capture the loss and buy a similar one to keep you invested. Those losses can offset capital gains and up to $3,000 of regular income each year.
Tax savings can even cover your fee
of customers using tax-loss harvesting covered their Betterment fees through estimated tax savings.**Open both an IRA and a taxable investing account, and we'll place higher-taxed investments in the account where they're taxed least, coordinating across your accounts, not just within them.
Boost your returns with asset location
Putting your investments in the right accounts can add up to 0.30% a year to your after-tax returns (according to Vanguard).
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“I love Betterment because of how easy it is to design my portfolio and manage it through their algorithms, auto-rebalancing, and tax-loss harvesting. I’ve been with the big fund companies, and they don’t make it this easy.”
John M., Betterment customer
Enroll and earn
up to $1,500
Open any individual investing account
(including an IRA) and make a deposit to
earn up to $1,500 on us. The more you invest,
the more you can earn.
Claim offer
Want more control over
your investments?
Build a Custom portfolio and leave the management to us, or buy and sell
individual stocks and ETFs yourself with self-directed investing.
Want more control over your investments?
One place for every kind of money you're investing.
Earn extra income with securities lending.
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Start building long-term wealth.
