Personal investing accounts for any financial goal
The average brokerage account underperforms the S&P 500 index1. Why? Many investors forget to invest their cash, don't reinvest dividends, and withdraw funds too early. Our personal investing accounts help you outsmart average.
Invest for anything, keeping risk and taxes in mind.
Open multiple accounts for different needs.
Have as many personal investing accounts as you want for different goals. No additional fees for new accounts.
Select from multiple portfolio strategies for each goal.
Select from one of our four curated strategies, or create your own. All strategies can be customized to a desired risk level.
Use advanced investing strategies to keep taxes in check.
Save time and worry with automated trading.
Betterment personal investing accounts eliminate the need for manual trading. No deposits waiting weeks to be invested. No funds to buy manually.
Compare your Betterment account to other accounts.
We provide the details of your holdings, so that you can see how our portfolio recommendation differs from assets you might hold elsewhere.
Sit back as we reinvest dividends and rebalance automatically.
All Betterment accounts reinvest dividends automatically, which helps keep your portfolio on track through automated rebalancing.
Explore your first goal
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.
How would you like to get started?
Your first step toward a smarter investing future starts here.
Create a Betterment account
Go ahead and join the smart, modern way to invest.
See what we can do for you
Tell us a bit about yourself, and we'll show you the benefits of investing with us.
Get a free investing checkup
Help us get a sense of your investing approach and see how you could improve.
Transfer a 401(k) or an IRA
Move an existing retirement account into a Betterment IRA.
Download the mobile app
Enjoy the Betterment experience anywhere on the go.