To transfer money from Checking to your investing goals or Cash Reserve, you will need to add Checking as the funding account for each Betterment account. You can add or change the funding account for each of your other Betterment accounts within Settings on the Funding Accounts page.
If you are on a desktop or mobile web, click on the button on the top right-hand side of your screen that says “Transfer or rollover.” Then you can click on “Transfer within Betterment” where you can move funds to and from Checking. Please note that it will not automatically default to funding with your Checking account.
Another option on desktop or mobile web is going into your Checking account from the Betterment homepage and selecting “Transfer.” From there, you can select “Transfer within Betterment.” The funding source will default to Checking and you may choose which goal you would like to transfer money into.
Set Up An Auto-Deposit With Checking
If you'd like to set up an automatic deposit from Checking into your investing goals or Cash Reserve account, go into your investing goal or Cash Reserve account from the Betterment homepage on either desktop or mobile and select "Deposit". Select an account to receive an automatic deposit, then choose "Auto-Deposit", and select Checking as the "From" account.
Please note that Checking must first be added as a funding account to the Betterment account before any of these transactions can occur.
We are working on ways to make transferring between Checking and your investment goals, or transferring between Checking and Cash Reserve, more seamless.
Cash Reserve available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are facilitated by Betterment Securities.