Betterment Plus
How it works
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Betterment Plus gives you discounts on planning services we don’t offer directly: mortgage costs through Rate.com and estate planning through Trust & Will. You can find additional details and links by logging in and visiting your Rewards page.
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Submit the receipt from your transferring previous firm to our Support team within three months of the charge. Betterment Plus customers can get reimbursed up to $100 per transfer for ACAT account transfers of $7,500. Terms apply.
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Betterment Plus is included at no additional cost for households with an eligible balance of $250,000 or more. It comes with priority access to Licensed Specialists, no-fee withdrawals, and perks. Betterment Premium is a plan with an additional cost that offers additional benefits and ongoing financial planning with a team of Betterment CFP® advisors for those who choose to opt in.
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No. You get priority access to Betterment’s Licensed Specialists over chat and email, not a single advisor. They can help with portfolio and performance reviews, goal setting, retirement preparation, executing rollovers and transfers, IRA and backdoor Roth strategies, as well as helping you understand your tax documents and cost basis report.
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Not yet. Betterment Plus is currently available to existing customers only.
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You’ll get access automatically once your household’s eligible balance reaches $250,000. If you have accounts elsewhere, transferring them to Betterment can help you get there, and we’ll reimburse qualifying transfer-in fees up to $100 per transfer. Terms apply.
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We’ll let you know and give you a chance to bring your balance back up before your experience changes.
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Instant withdrawals let you move money out faster than a standard withdrawal on qualifying transactions. There’s no fee for this option for Betterment Plus customers.
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Yes. We cover our $75 ACAT transfer-out fee as long as your eligible household balance at Betterment remains at $250,000 or more after the transfer. This reimbursement will automatically be applied after the qualifying transfer completes. Terms apply.
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Nothing about your Premium plan changes. If your household has an eligible balance of $250,000 or more, Betterment Plus benefits are added on top of what you already have, at no extra cost.
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Priority service: Priority access to Licensed Specialists by chat and email, plus a priority queue across phone, email, and support. No-fee money movement: Free instant withdrawals, reimbursement of qualifying transfer-in fees (up to $100), and waived fees on qualifying transfers out. Partner discounts: Savings on mortgage costs through Rate.com and estate planning through Trust & Will. Access to a securities-backed line of credit (SBLOC). Exclusive content and events: Q&A sessions and ...
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Most Betterment accounts count: investing accounts, IRAs, crypto, Solo 401(k)s, HSAs, Cash Reserve, Self-Directed Investing, and any Betterment 401(k) from your employer. Checking accounts, accounts managed by an outside financial advisor, and 401(k) accounts if it’s your only Betterment account do not count.
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Automatically, once your total eligible household balance at Betterment reaches $250,000. You’ll get an email and an in-app notice confirming you’re in.
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No. Benefits are included at no additional charge for households with an eligible balance of $250,000 or more at Betterment. There’s nothing to sign up for and no separate fee.
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Betterment Plus is a set of added benefits for households with an eligible balance of $250,000 or more at Betterment. It’s not a new account, product, or fee. It’s our way of recognizing customers who keep more of their money with us. Benefits include priority access to Licensed Specialists, no-fee instant withdrawals and transfers, and partner discounts. There’s nothing to sign up for.
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