What is a Retirement Goal at Betterment?

To help you plan for retirement, Betterment recommends creating a retirement goal with any retirement accounts contained within it. Learn more about Betterment’s investment goals, including our advice on retirement goals.

When viewing your retirement goal on the Summary, Portfolio, and Advice tabs of your Betterment account, you will see the goal can contain any Betterment accounts used for retirement (including IRAs and 401(k) plans) as well as external retirement accounts you have synced or added manually. Learn more about why this is beneficial.

We provide advice on how to plan for retirement based on the retirement goal, including prioritization of account usage, understanding your risk, and assessing external accounts for high fees. See our methodology for retirement planning advice.