Do cash back rewards apply to online or in-store purchases?

Cash back rewards may apply to both in-store or online purchases. To see if an offer is eligible for cash back with an online or in-store purchase specifically, you will want to view the offer details. You can find all cash back offer details in the Earn Rewards section of your Betterment account.

  • In-store offers are automatically available by using your Betterment Visa® Debit Card at checkout.
  • Online offers must be completed through the Betterment app's Earn Rewards section. To earn cash back, open the offer and tap the "Shop" button. You'll be redirected to the merchant's app or website, where you can complete the purchase with your Betterment Visa® Debit Card in order to be eligible.

Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking account, in as little as one day after making the qualifying purchase, but it may take up to 90 days depending on the merchant. In order to find you relevant offers, we share your Betterment Visa Debit Card transaction information (and location, if you choose) with our rewards partner, Dosh. Shared data is anonymized and Dosh is prohibited from selling shared data to any third parties. See Terms and Conditions to learn more.