How can I earn cash back?

You can earn cash back by making eligible purchases at select merchants with your Betterment Visa® Debit Card, with both online and in-person offers available. Current cash back offers available to you are shown in the Earn Rewards section of your Betterment account.

Once you find your favorite offers, simply pay with your Betterment Visa® Debit Card at checkout. In-store offers are automatically available, while you will have to shop through the Betterment app to redeem online offers. Cash back will be automatically deposited into the Betterment Checking account that you used to make the eligible purchase.

Purchases that do not fulfill a specific cash back offer in your account are not eligible for cash back.

Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking account, in as little as one day after making the qualifying purchase, but it may take up to 90 days depending on the merchant. In order to find you relevant offers, we share your Betterment Visa Debit Card transaction information (and location, if you choose) with our rewards partner, Dosh. Shared data is anonymized and Dosh is prohibited from selling shared data to any third parties. See Terms and Conditions to learn more.