When will I receive my earned cash back?

Cash back will be deposited into your Checking account between 1 and 90 days (depending on the merchant) after making an eligible purchase. You’ll be able to track the estimated reward amount as well as its status (pending or completed) by clicking into the original transaction on your Checking Summary. When your cash back is deposited into your Checking account, you will see it as a separate transaction.

Note: The final reward amount may be different from the estimate by the time it is deposited into your account. An example of this is if a gas station authorized your card for a dollar amount that is different from the final transaction amount.

Eligible when using your Betterment Visa® Debit Card. Cash back merchants and offers may vary. You’ll see rewards, which are deposited back into your Checking account, in as little as one day after making the qualifying purchase, but it may take up to 90 days depending on the merchant. In order to find you relevant offers, we share your Betterment Visa Debit Card transaction information (and location, if you choose) with our rewards partner, Dosh. Shared data is anonymized and Dosh is prohibited from selling shared data to any third parties. See Terms and Conditions to learn more.