Available Account Types:
- Roth IRA
- Traditional IRA
- SEP IRA (single participant only)
- Inherited IRA (contact us to set up)
- Individual taxable accounts
- Joint taxable accounts with rights of survivorship
- 529 accounts (only available through select employers who use Betterment at Work)
- Student Loan Management accounts (only available through select employers who use Betterment at Work)
- Trust accounts (log in from a web browser to open)
- Cash Reserve (a cash account; funds for specific goals can be held here)
- Checking account provided by nbkc bank, Member FDIC.
Account Types Not Supported:
- Custodial or minor accounts
- Solo 401(k)s (see Betterment at Work for available 401(k) plans)
- Self-directed accounts (no option to select own funds or specific stocks)
Note: All customers must be at least 18 years old to consent to our agreements.
For more information, refer to Betterment's approach to setting up goals and accounts.
To open a new goal:
Web Browser:
- After logging in, click “Add New” from the menu.
- Choose from the available account types.
Mobile App:
- Log in.
- Scroll down on the home page and tap "Add account."
- Choose from the available account types.
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