We started with Nobel Prize-winning investment theories on optimal asset allocation. Then we engineered better technology for investment management, building sophisticated algorithms, a vertically integrated platform, a thoughtful interface, and behavioral guardrails purposefully designed to maximize the money you earn and keep.
3 year horizon
This account is designed to ensure you have a prudent emergency fund on hand without giving up potential growth over time. The allocation is designed to manage volatility.
15 year horizon
This is a long-term investment account. We offer both taxable and tax-advantaged retirement accounts. Our advice customizes an asset allocation and suggests a monthly deposit according to your retirement age.
25+ year horizon
This is a general account designed to grow your wealth over time. We provide a recommended allocation according to the number of years you want to stay invested. The allocation can be customized to any timeline.
Our allocation advice to you is based on our glide path – a formula that factors in your investing timeline to determine the exact mix of assets in your portfolio.
Transfer money, set allocations, and get real-time performance analysis across all goals with one login.
With regular, automated rebalancing your asset allocation never drifts excessively.
Schedule automatic transfers from your checking account online.
ETF dividends are intelligently used to shore up imbalances in your account, helping to avoid taxable transactions.
Short-term capital gains exposure is kept to a minimum with automated account management.
We support fractional shares to maximize every dollar you have invested.
Our proprietary trading platform nets out trades before going to market, getting you better prices.
Get into the market quickly – and access your money without delay.
One click deposits, withdrawals, and asset allocation. Timely and electronic statements.