Getting started with your Betterment 401(k)
Your employer chose Betterment as its 401(k) provider - so come on in and be invested for your future.
Top Betterment features
Betterment offers several features to help you pursue your retirement goals:
- Goal based – Your 401(k) will automatically be a “Retirement” goal on the Betterment platform (you could add additional goals for other things if you want). Our goal-based platform looks at your timeline until retirement and the desired amount you want to save, to help you invest in an expert-built portfolio.
- Low cost – Our approach uses low-cost exchange-traded funds (ETFs) so more of your money stays invested in your account.
- High tech –Certain portfolio strategies and goal types are automatically rebalanced and adjusted over time, and our tax-smart tools are available to you at no added management fee.
- Personalized – Betterment helps you work towards your long- and short-term financial goals with personalized advice.
It’s easy to get started
Betterment will contact you via email to set up your account via a secure link that’s unique to you. If you haven’t received an invitation from us to set up your account, please contact us.
Once you’ve set up your account, be sure to set a contribution rate to help you pursue your goals (although starting with anything is far better than nothing!) and you’ll want to initiate a rollover of any old 401(k)s into your new Betterment 401(k).
Were you automatically enrolled in your plan?
If so, you still need to set up your account with a username and password. If your employer has determined an automatic contribution rate for your organization, know that you can adjust this in your account at any time.
Betterment strives to make saving and investing for retirement easy. But we know you still might have questions, so we’re here to help:
Explore our 401(k) employee resources
Send us an email: firstname.lastname@example.org
Give us a call: (718) 400-6898, Monday through Friday, 9:00am-6:00pm ET