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Betterment

Save, invest, retire

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SAVE WHEN

YOU SPEND

Get automatic cash back from thousands of your favorite brands when you spend with Betterment Checking and the Betterment Visa® Debit Card.1

Get started

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank.

SAVE WHEN

YOU SPEND

Get automatic cash back from thousands of your favorite brands when you spend with Betterment Checking and the Betterment Visa Debit Card.1

Get Checking

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank.

Get cash back at thousands of your favorite brands.

  • Cash back rewards.

    Earn cash back at thousands of your favorite brands, like Dunkin’, adidas, and Walmart.

  • No fees. Period.

    ATM fees and foreign fees are automatically reimbursed, plus no overdraft fees.

  • Safe and secure.

    FDIC-insured up to $250k by nbkc bank, Member FDIC. Plus you can change your PIN or lock your card from the mobile app.

  • Pay your way.

    Use your tap-to-pay debit card on the go, or paper checks for all those Happy Birthday cards.

Rewards and benefits when you spend.

Get fast, automatic cash back rewards at thousands of your favorite brands, like Dunkin’, adidas, Walmart, Sam's Club, philosophy, Staples, and more. Plus, get cell phone insurance at no cost when you pay your cell phone bill with your Betterment Visa® Debit Card.2

No-fee, hassle-free checking built for you.

You shouldn’t have to pay a bank to use your own money. That’s why we reimburse ATM fees and foreign transaction fees worldwide. We also cut out overdraft fees and minimum balances.

Keeping your money safe and secure.

Your Checking account is FDIC-insured up to $250,000 by nbkc bank, Member FDIC. What’s more, you can lock your card, change your PIN, and more all from the Betterment app. No need to call or go into a branch to maintain control.

COMING SOON

Joint Checking accounts

We’re hard at work making Checking better and more convenient for you. Soon you’ll be able to pair up with your partner or spouse to access and use your Checking account together.

See what we’re working on

Ready for easy, automatic cash back rewards?

Get Checking today