Betterment is built to lower fees and seek higher returns.
We combine personalized advice from licensed financial experts with modern, intuitive technology to help you invest smarter—all for one low, transparent fee.Start Investing
Average ETF Expense Ratio
0.07% to 0.16%
0.07% to 0.16%
Independent Fund Selection
As a fiduciary, we are bound to do what’s right for our clients. We're not incentivized to recommend certain funds, and we don't have our own investment products to sell.
External Account Analysis
Rebalancing can help maintain your desired risk level. Betterment rebalances your portfolio dynamically, efficiently and automatically as you invest.
Tax Loss Harvesting
Tax loss harvesting is the practice of selling a security that has experienced a loss. By realizing, or "harvesting" a loss, investors are able to offset taxes on both gains and income. The sold security is replaced by a similar one, maintaining an optimal asset allocation and expected returns.
Tax Impact Preview
Tax Impact Preview automatically calculates and shows you the potential tax implications of a withdrawal or allocation change before you take action.
Tax Coordinated Portfolio
Betterment automates your asset location strategy to help increase your after-tax portfolio value by an estimated 15% over 30 years.
Socially Responsible Investing Portfolio
Based on the Betterment Portfolio Strategy with increased weight in stocks of companies meeting certain social, environmental, and governance criteria.
Betterment customers can donate appreciated shares through a Betterment account. The charity keeps 100% of your gift and you could save more on taxes than with a cash donation.
An automated cash investment tool that puts more of your money to work by investing your excess cash.
2 factor authentication login
Customer Service 7 days a week
Licensed Financial Expert Access
App passwords allow you to use third-party personal finance applications, while minimizing the risk of potentially unwarranted access to your Betterment account.
Technology helps you make the most of your money.
Portfolio rebalancing. Tax-efficient investing. Asset location. Globally diversified portfolio. We automate these proven investing strategies to make them more efficient and available to you.Start Investing
The new way of managing money puts you first.
We're a fiduciary, which means we act in your best interests. We're not incentivized to recommend certain funds, and we don't have our own investment products to sell. That means we'll do what we believe is right for you.
Here's what people are saying.
"It's hard to overestimate the broader impact Betterment has had on financial advice in the U.S."Barron's
"Betterment became the first independent robo-advisor to reach $10 billion in assets under management."FastCompany
"Automated investment advice is one of the hottest areas for investors...and Betterment is the market-leading independent."Business Insider
Start investing smarter.
At Betterment, we combine low fees and innovative technology with an intuitive interface and personalized advice to help seek better returns on your investment. Don't wait to experience smarter investing—open an account with Betterment today.Start Investing
1 A $100k minimum is required, and you must conduct your own research to inform Wealthfront of companies you do not wish to invest in.
Information as of 7/20/2018