Betterment is built to lower fees and seek higher returns.

As a fiduciary, we are bound to do what’s right for our clients. We're not incentivized to recommend certain funds, and we don't have our own investment products to sell.

Rebalancing can help maintain your desired risk level. Betterment rebalances your portfolio dynamically, efficiently and automatically as you invest.

Tax loss harvesting is the practice of selling a security that has experienced a loss. By realizing, or "harvesting" a loss, investors are able to offset taxes on both gains and income. The sold security is replaced by a similar one, maintaining an optimal asset allocation and expected returns.

Tax Impact Preview automatically calculates and shows you the potential tax implications of a withdrawal or allocation change before you take action.

Betterment automates your asset location strategy to help increase your after-tax portfolio value by an estimated 15% over 30 years.

Based on the Betterment Portfolio Strategy with increased weight in stocks of companies meeting certain social, environmental, and governance criteria.

Betterment customers can donate appreciated shares through a Betterment account. The charity keeps 100% of your gift and you could save more on taxes than with a cash donation.

An automated cash investment tool that puts more of your money to work by investing your excess cash.

App passwords allow you to use third-party personal finance applications, while minimizing the risk of potentially unwarranted access to your Betterment account.