Earn Rewards: Sign up now and earn a special reward after your first deposit. See offer details

<title>Dismiss</title>

Betterment

Save, invest, retire

GET — On the App Store

View
<title>Dismiss</title>
Skip navigation
Skip navigation
Log in
Sign up

Betterment is built to lower fees and seek higher returns.

We combine personalized advice from licensed financial experts with modern, intuitive technology to help you invest smarter—all for one low, transparent fee.

Start Investing
Low Fees Betterment
Digital
 Schwab
Intelligent Portfolios

Cash Drag
Betterment<br>Digital</br>

0.00%
Schwab<br>Intelligent Portfolios</br>

0.41%
Potential Annual Cost1

Management Fee
Betterment<br>Digital</br>

0.25%
Schwab<br>Intelligent Portfolios</br>

0.00%

Average ETF expense ratio
Betterment<br>Digital</br>

0.07% - 0.15%2
Schwab<br>Intelligent Portfolios</br>

0.06% - 0.20%

Minimum Investment
Betterment<br>Digital</br>

$0
Schwab<br>Intelligent Portfolios</br>

$5,000
Personalization Betterment
Digital
 Schwab
Intelligent Portfolios

Goal Tracking
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
<title>This is supported</title>
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>

Yes
$50k account min. to use this service
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
<title>This is supported</title>
Security Betterment
Digital
 Schwab
Intelligent Portfolios

2 factor authentication login
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
<title>This is supported</title>

Customer Service 7 days a week
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
<title>This is supported</title>

Licensed Financial Expert Access
Betterment<br>Digital</br>
<title>This is supported</title>
Schwab<br>Intelligent Portfolios</br>
<title>This is supported</title>

Brokerage Services Provider
Betterment<br>Digital</br>

Betterment Securities is an SEC registered broker-dealer and member FINRA/SIPC.
Schwab<br>Intelligent Portfolios</br>

Charles Schwab & Co., Inc. is member SIPC, and Charles Schwab Investment Advisory, Inc. is an SEC registered broker/dealer and member FINRA.
what we do

Technology helps you make the most of your money.

Portfolio rebalancing. Tax-efficient investing. Asset location. Globally diversified portfolio. We automate these proven investing strategies to make them more efficient and available to you.

Start Investing
Our Commitment

The new way of managing money puts you first.

We're a fiduciary, which means we act in your best interests. We're not incentivized to recommend certain funds, and we don't have our own investment products to sell. That means we'll do what we believe is right for you.

In the press

Here's what people are saying.

"It's hard to overestimate the broader impact Betterment has had on financial advice in the U.S."
Barron's
"Betterment became the first independent robo-advisor to reach $10 billion in assets under management."
FastCompany
"Automated investment advice is one of the hottest areas for investors...and Betterment is the market-leading independent."
Business Insider

Start investing smarter.

At Betterment, we combine low fees and innovative technology with an intuitive interface and personalized advice to help provide better returns on your investment. Don't wait to experience smarter investing—open an account with Betterment today.

Start Investing